OTO Kredit Motor is a financing service from PT Summit Oto Finance that can be used for the procurement of goods and / or services for both consumptive and productive purposes with a choice of financing periods of up to 36 months.
| Financing Type | Financing Objective | Customer Type | Time Period | Financing Principal |
|---|---|---|---|---|
| Investment or Multipurpose | Productive or Consumptive | Individual or Corporate | 12 to 36 months | Minimum Rp 3.000.000 |
| Installments | Interest Rate | Insurance & Coverage Types | Payment Method |
|---|---|---|---|
| Minimum Rp 410.979 | minimum 13% Flat | Total Loss Only (TLO) | OTOPay, cash, ATM machine, Internet & Mobile Banking, E-Wallet , Convenience Store & Post office. |
| Down Payment | Administration | Provisions | Collateral Insurance | Life Insurance | Collateral Repossesion Fee | Collection Payment Fee |
|---|---|---|---|---|---|---|
| minimum 20% of the vehicle prices | Rp 900.000 | Rp0 | minimum 0.80% of the insured value | Rp 80.000 per Years | Maximum Rp 2.000.000 | Rp 10.000 |
| Requirements | Employee | Professional | Entrepreneur | Corporate |
|---|---|---|---|---|
| Copy of ID Card | ✓ | ✓ | ✓ | ✓ |
| Copy of Family Card | ✓ | ✓ | ✓ |
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| Salary Slip | ✓ |
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| Copy of Practice Permit |
| ✓ |
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| Copy of bank statement for the last 3 months | ✓ | ✓ | ✓ | ✓ |
| Copy of NPWP | ✓ | ✓ | ✓ | ✓ |
| Copy of SIUP & TDP |
|
| ✓ | ✓ |
Copy of proof of residence ownership (PBB/AJB/PPJSB/SHM/Electricity Bills/Telephone/PDAM) | ✓ | ✓ | ✓ |
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General Requirements
