Realize your dream car at OTO Kredit Mobil! Easy terms, fast process and get various benefits.
| Financing Type | Financing Objective | Customer Type | Guarantee | Time Period | Financing Principal |
|---|---|---|---|---|---|
| Investment, Multipurpose or Work Capital | Productive or Consumptive | Individual or Corporate | BPKB | 12 to 60 months | No minimum limit |
| Installments | Interest Rate | Insurance Coverage | Vehicle Age | Payment Method |
|---|---|---|---|---|
| No minimum limit | New Car : minimum 7,44% Flat Used Car : minimum 7% Flat | Minimum Total Loss Only (TLO) | 15 tahun sampai dengan tenor berakhir | OTOPay, Tunai, mesin ATM, Internet & Mobile Banking, E-Wallet , Convinience Store & Kantor Pos. |
| Administration | Provision | Collateral Insurance | Life Insurance | Repossession Fee | Collection Payment Fee |
|---|---|---|---|---|---|
New Car: Rp 3.000.000 Used Car : Rp 3.350.000 | Rp0 | 3.26% of the insured value | IDR 305,000 per year | Maks Rp 20.000.000 | Rp0 |
| Persyaratan | Karyawan | Profesional | Wiraswasta | Badan Usaha |
|---|---|---|---|---|
| Copy of ID Card | ✓ | ✓ | ✓ | ✓ |
| Copy of Family Card | ✓ | ✓ | ✓ |
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| Salary Slip | ✓ |
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| Copy of Practice Permit |
| ✓ |
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| Copy of bank statement for the last 3 months | ✓ | ✓ | ✓ | ✓ |
| Copy of NPWP | ✓ | ✓ | ✓ | ✓ |
| Copy of SIUP & TDP |
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| ✓ | ✓ |
Copy of proof of residence ownership (PBB/AJB/PPJSB/SHM/Rekening Listrik/Telepon/PDAM) | ✓ | ✓ | ✓ |
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| General Requirements |
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